Payment Solutions That Keep Festive Shoppers Happy While Your Business Moves Forward

For many MSMEs in Africa, December is the busiest time of the year, but also the most stressful. Long queues, failed transfers, and “I’ll pay later” moments can turn a great sales day into a reconciliation nightmare.

Payment Links and Branches are two practical tools that remove that friction. Instead of complicated setups, they give merchants fast, flexible ways to collect money and manage operations during the holidays.

Payment Links: Close Sales in the DMs

Selling via WhatsApp, Instagram, or Facebook? A Payment Link turns a “please hold for me” into a confirmed order.Generate a link in seconds, share it in chat, and let customers pay via mobile money, card, or bank transfer, no website, no POS, no excuses.

With Payaza, merchants can also convert their Payment Links into QR codes. This means the same link that works in a chat can be displayed as a QR in-store or at a pop-up, letting customers scan and pay in seconds using the same secure payment flow.Branches: Keep Every Location in Sync

During the holidays, many businesses operate from multiple locations, including main shops, temporary stalls, pop-up stands, or additional outlets. With Payaza Branches, merchants can create and manage different branches under one account, while still seeing all payments in a single dashboard.

Each branch gets its own virtual account number for easy collection with transfers and can use its own Payment Links (and QR versions of those links), making it easier to track which location is performing best, who collected what, and where to restock next. This structure helps owners stay in control even when they can’t be physically present at every point of sale.

Why This Matters for the Holidays

• Fewer lost sales from failed or delayed payments.
• Faster queues and better customer experience.
• Cleaner records when January reconciliation comes around.

If your customers are ready to buy this season, your payments and branches setup shouldn’t be the reason they walk away.

Ready to simplify how you get paid this December? Use Payment Links and Branches to turn holiday traffic into real, trackable revenue across every location.